Account Benefits:

  • Parental Control with app
  • No Annual Fee for Debit/ATM Card
  • Free to full-time student*
  • No ATM Fee at WSB Locations
  • No Minimum Balance*
  • No Monthly Service Charge*

Open a joint account for your child and teach them good financial habits. Here’s how the account works:

Ways to Avoid Fees Minimum to waive service fee: Minimum to Earn Interest: Monthly Service Fee if below Minimum:

Fees waived for full time students

$0 for full time students

$0 with one account qualification


Check Rates

$0 for full time students

The perfect account to guide your teen to financial independence:

  • Give your youth the freedom and convenience of spending money using their own free debit card
  • Available for children with adult joint ownership
  • Help establish good money management habits for your youth
  • Parent(s) are joint owners that can check account activity anytime with Online Banking and the mBanking app
  • Get notifications every-time their debit card is used, turn on and off debit card at anytime with the WSB CardControl app

Online Banking

Bank at your conveniences.

Learn more about Online Banking.

Mobile Banking

It’s like having the bank in the palm of your hand.

Learn more about the mBanking App.

Card Control

Control debit card spending easily with an app.

Learn more about WSB CardControl App.


*All accounts are subject to regular account opening procedures and N.O.W account eligibility. Additional fees like Overdraft, Non-Sufficient Funds and Check Printing fees may apply. Proof of full time student required to receive free flexible checking. Youth checking must be opened as a joint account with parent or legal guardian. Parent or legal guardian must be 18 years and older. Flexible Checking is offered as our Youth Checking. May incur $3.00 Paper Statement Fee. May incur monthly Dormant Account Fee if no activity for 6 consecutive months for checking. All terms and agreements apply.

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