Free Account Benefits:

  • Online Banking
  • Online eStatements
  • Bill Pay
  • Instant Debit/ATM Card
  • Mobile Banking w/Mobile Deposits
  • WSB ATM Withdrawals

You decide how the account works based on how you use it.

Ways to Avoid Fees Minimum to waive service fee: Minimum to Earn Interest: Monthly Service Fee if below Minimum:

With one of the following account qualifications:

  • Monthly Direct Deposit
  • Monthly Automatic Bill Pay
  • Monthly eStatements

Fees always waived for full time students and senior citizens age 65+


$0 with one account qualification.


Check Rates


$0 with one account qualification.

Get started with a Welcome Packet of WSB Checks.

Access your account instantly with our Instant Issued Debit/ATM card.  

Easily Earn Rewards with our Relationship Rewards program

Get up to $10 reimbursed for any non-WSB ATM Fees

Learn More about Relationship Rewards

Online Banking

Bank at your own conveniences at anytime.

Learn more about Online Banking.

Mobile Banking

It's like having the bank in the palm of your hand.

Learn more about the Mobile Banking App.

Telebank 24

Bank at your convenience with Telebank 24.

Learn more about Telebank 24.


All accounts are subject to regular account opening procedures.  Senior Citizens aged 65 or older and students with proof of full-time enrollment are eligible for the monthly service charge to be waived once you notify the bank.  Customers are responsible for notifying the Bank if eligible for this benefit.  Fees are only waived going forward from notification and are not waived retroactively.  Account may incur ATM charges if using non-WSB ATMs.  Check printing fees may vary.  N.O.W. account eligibility required.  Overdraft fees may apply.  Account earns interest on balances of $2,500 and over; annual percentage yield subject to change daily.  May incur monthly Dormant Account Fee if no activity for 6 consecutive months.  Mobile Deposit is available in the West Suburban Bank App which is available for select mobile devices.  Message and data rates may apply, please check with your service provider.  Subject to eligibility and further review.  Deposits are subject to verification and not available for immediate withdrawal.  Deposit limits and other restrictions may apply. 

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