View Checking and Savings Account Rates
Certificates of Deposit*
| Term | Minimum Daily Balance to earn APY | Minimum Balance to open account | Minimum Daily Balance to avoid fees | Interest Rate (%) | Annual Percentage Yield (%) |
|---|---|---|---|---|---|
| 6 months | $0 | $2,500 | $0 | 0.05 | 0.05 |
| 12 months | $0 | $2,500 | $0 | 0.10 | 0.10 |
| 18 months | $0 | $2,500 | $0 | 0.10 | 0.10 |
| 24 months | $0 | $2,500 | $0 | 0.15 | 0.15 |
| 30 months | $0 | $2,500 | $0 | 0.15 | 0.15 |
| 36 months | $0 | $2,500 | $0 | 0.20 | 0.20 |
| 48 months | $0 | $2,500 | $0 | 0.20 | 0.20 |
| 5 years | $0 | $2,500 | $0 | 0.25 | 0.25 |
Individual Retirement Accounts*
| Term | Minimum Daily Balance to earn APY | Minimum Balance to open account | Minimum Daily Balance to avoid fees | Interest Rate (%) | Annual Percentage Yield (%) |
|---|---|---|---|---|---|
| 6 months | $0 | $1,000 | $0 | 0.05 | 0.05 |
| 12 months | $0 | $1,000 | $0 | 0.10 | 0.10 |
| 18 months | $0 | $1,000 | $0 | 0.10 | 0.10 |
| 24 months | $0 | $1,000 | $0 | 0.15 | 0.15 |
| 30 months | $0 | $1,000 | $0 | 0.15 | 0.15 |
| 36 months | $0 | $1,000 | $0 | 0.20 | 0.20 |
| 48 months | $0 | $1,000 | $0 | 0.20 | 0.20 |
| 5 years | $0 | $1,000 | $0 | 0.25 | 0.25 |
| 18 month passbook | $0 | $100 | $0 | 0.10 | 0.10 |
| 30 month passbook | $0 | $100 | $0 | 0.15 | 0.15 |